World Leading Hi-Tech Research Defining World Leading Risk Management & Risk Analytics Practices
*Projects *Goldman Sachs *JP Morgan *Wall Street Hedge Funds *Princeton Quant Presentations *Model Risk Management *SR11-7 & OCC2011-12
*Research *Future of Finance *Bayesian vs. VaR *Markov Chain Monte Carlo Models *Cyber Finance *Future of Risk *Cyber Risk *Bitcoin Protocol

Current Research Projects at Below: Historical Archive of Prior Research, Intelligence, and, Analysis Tools.
10,000 Finance, Accounting & Economics Concepts: In Alphabetical Order:
A, B, C, D, E, F, G, H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V, W, X, Y, Z. [1,250 Latest Articles]
Interactive Research Portals-Glossary of 10,000 Finance, Accounting, and Economics Terms: R
"A Pretty Powerful Portal. Smart Stop on the Web." - American Institute of Certified Public Accountants

Research Analyst Wizard: Click on a term to create most-updated research microsite on that topic.

R&D · railway bill · rainbow option · rally · ramen profitable · Ramsey pricing · random walk · Random Walk Hypothesis · random walk theory · range · range forward · ratable · ratable value · ratchet clause · rate · rate base · rate intermediation · rate of depreciation · rate of exchange · rate of interest · rate of return · rate of return rule · rate of turnover · rate structure · ratepayer · rating · rating agency · ratio · Ratio Analysis · rational choice theory (RCT) · rational cost estimating · rational expectations · rational expectations hypothesis (REH) · rationing function of price · raw time · reacquired stock · reaction adjustment · real accounts · real asset · real capital · real estate · real estate investment trust (REIT) · Real Estate Investment Trust (REIT) · real estate mortgage investment conduit (REMIC) · Real Estate Mortgage Investment Conduit (REMIC) · real externalities · real income · real interest rate · real investment · real option · Real Property · real rate · real rate of interest · real return · real terms · real variable · real wage rate · real yield · realization · realization covenant · realization factor · realization gap · realized gain/loss · realized profit/loss · Reasonable Assurance · reasonable care in examining documents · reasonable care to check apparent authenticity · reasonable compensation · reasonable cost · reasonable price · rebate · recapitalization · Recapitalization · recapture · recapture of depreciation · receipt · receivable · receivable turnover · Receivables · receivables financing · received for shipment bill of lading (B/L) · recession · reciprocal credit · reciprocal letter of credit · reciprocal of European terms · reciprocal trading · reciprocity · recognition · recognition of expense · recognition of revenue · reconciliation · Reconciliation · reconciliation account · record date · record owner · recoupment · recourse · recourse loan · recovery · recovery period · recovery rate · recurring cost · recurring entry · red clause · red clause letter of credit (L/C) · red herring · Red Herring · red ink · redeem · redeemable debenture · redeemable preference shares · redeemable preferred stock · redemption · redemption date · redemption fee · redemption period · redemption premium · redemption price · redemption provision · redemption value · Redemption Value · redemption yield · redistribution of wealth · redlining · reducing balance · reducing balance depreciation · redundant asset · reference currency · reference group · referendum · refinancing · Refinancing Agreement · refinancing risk · reflation · reflationary policy · reflex effect · refund · refund annuity · refunding · refunding bonds · regional · registered bond · registered capital · registered owner · registered representative · registered security · registration · regressive supply curve · regressive tax · regulated investment company · Regulated Investment Company (RIC) · regulatory capital · regulatory force · rehabilitation cost · rehypothecation · reimbursable expenses · reimbursement · reimbursing bank · reinstate · Reinsurance · reintermediation · reinvestment · reinvestment risk · reissued bill of lading (B/L) · REIT · Related Party Transaction · relationship banking · relative fair market value · release clause · release note · release of lien · relevant · Relevant Assertions · relevant cash flow · relevant cost · relevant range of activity · remappings · REMIC · remittance · remitting bank · remote journaling · remote service unit · removal cost · remuneration · renegotiable rate loan · renegotiable rate mortgage · renegotiated loan · renewable energy · rent · rent seeking · reorder cost · reorder level · reorder point · reorder quantity · reorganization · Reorganization · Repairs · repatriation · repayment mortgage · replacement capital · replacement cost · replacement cost accounting · replacement cost method · replacement factor · replacement reserves · replacement value · replacement value method · Replacements · replenishment order quantity · repo · repo rate · report form · report format · Report Release Date · reported profit · reporting element · reporting entity · Repos · repossession · repressed inflation · repurchase agreement · Repurchase Agreement (Repos) · required rate of return · required reserves · requisition · requisition cycle · requisitioning objective · rescheduled loan · Research and Development (R&D) · Reserve · reserve account · reserve accounts · reserve capital · reserve currency · reserve for bad debt · reserve requirements · reserves · reserves requirement · Resident Alien · residential mortgage · residential sector · residual cover · residual cushion · residual income · residual value · residuary estate · resolution to borrow · resource · resource dependence · resource driver · resource plan · responsibility accounting · resting order · restocking fee · Restricted Assets · restricted cash · Restricted Fund · restricted liquidity · restrictive covenant · restrictive endorsement · restructured loan · Restructuring · retail audit · retail banking · retail inventory method · retail price index (RPI) · retail sales · retailer · retained earnings · Retained Earnings · retainer · retention bond · retention ratio · retire · retirement · retirement fund · retroactive pay · return · return of capital · return on assets (ROA) · return on assets managed (ROAM) · return on average assets · return on capital (ROC) · return on equity (ROE) · return on invested capital (ROIC) · return on investment (ROI) · Return on Investment (ROI) · return on sales (ROS) · return on total assets (ROTA) · return on total investment (ROTI) · returned check · returns · revaluation · revaluation reserve · revenue · revenue account · revenue base · revenue bond · revenue center · revenue expenditure · revenue income · revenue project · Revenue Recognition · revenue recognition principle · revenue treatment · Revenues · reverse annuity mortgage · reverse auction · reverse leverage · reverse merger · reverse repo · reverse share split · reverse split · reverse stock split · reversing entry · reversion · reversion value · review · Review · Review Engagement · Review Report · revocable letter of credit (L/C) · revolver · revolving account · revolving collateral · revolving credit · revolving fund · revolving letter of credit (L/C) · revolving loan · reward · reward-risk ratio · rework · rho · RIC · right · right of accumulation · Right to Setoff · rights issue · rights letter · rights offering · risk · risk adjusted discount rate · risk arbitrage · risk asset · risk averse · risk aversion · risk based targeting · risk capital · risk classification · risk equivalent · risk financing · risk free · risk free investment · risk free rate · risk free return · risk limit · risk limits · risk management · Risk Management · risk metric and risk measure · risk neutrality · risk of loss · risk perception · risk position · risk premium · risk quantification · risk rate · risk total · risk value · risk/return tradeoff · risk/reward tradeoff · Risk-Adjusted Performance Metric · risk-adjusted return · riskmetrics · road tax · ROI · roll up costs · rollback · rolling average inventory · rolling budget · rollover · rollover relief · rough cut · rough order of magnitude · rounding · rounding error · roundoff · roundoff error · roundtable cost estimating · Routine Transactions · Rucker plan · rule of 72 · rule of 78 · run · run time · running account · running cost · running days · running royalty · running yield · runoff · Rupert Murdoch · Russell indexes ·

Research Portals and Glossary of 10,000 Finance, Accounting, and Economics Terms
A, B, C, D, E, F, G, H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V, W, X, Y, Z


FinTech Enterprise Risk-Model Risk Management meet Penetration Testing-Ethical Hacking

2015 National CSO-CxO Cybersecurity Conference

Cybersecurity & Cyber-Finance Risk Management: Strategies, Tactics, Operations, &, Intelligence: Enterprise Risk Management to Model Risk Management: Understanding Vulnerabilities, Threats, & Risk Mitigation

CSO-CxO Plenary Keynote, National Cybersecurity Summit, Altria Group Inc. Headquarters, VA, 2015

New York Cyber Security and Engineering Technology Association (NYSETA) Conference
A Framework for Pen Testing Network Protocols for Global Banking & Finance Call Centers: Bridging Networks, Systems, and, Controls Frameworks for Cybersecurity Curricula & Standards Development
(Innovative Design and Development Practices)

New York Cyber Security and Engineering Technology Association (NYSETA) Conference, 2015.

29 SSRN Top-10 Paper Rankings in FinTech Quant Risk Analytics-Model Risk Management
  1. SSRN's Top-10 Paper: CGN: Risk Management Practice: January 2016.
  2. SSRN's Top-10 Paper: CGN: Risk Management, Including Hedging & Derivatives: January 2016.
  3. SSRN's Top-10 Paper: Corporate Governance Practice Series eJournal: January 2016.
  4. SSRN's Top-10 Paper: IRPN: Innovation & Cyberlaw & Policy: January 2016.
  5. SSRN's Top-10 Paper: Econometrics: Mathematical Methods & Programming eJournal: May 2015.
  6. SSRN's Top-10 Paper: Computational Techniques: May 2015.
  7. SSRN's Top-10 Paper: Information Systems & Economics eJournal: May 2015.
  8. SSRN's Top-10 Paper: Econometrics: Mathematical Methods & Programming eJournal: April 2015.
  9. SSRN's Top-10 Paper: ERN: Computational Techniques (Topic): April 2015.
  10. SSRN's Top-10 Paper: Econometric Modeling: Risk Management eJournal: March 2015.
  11. SSRN's Top-10 Paper: Econometric Modeling: Capital Markets - Risk eJournal: March 2015.
  12. SSRN's Top-10 Paperr: Econometric Modeling: Capital Markets - Risk eJournal: March 2015.
  13. SSRN's Top-10 Paper: MRN Operations Research Network eJournal: March 2015.
  14. SSRN's Top-10 Paper: OPER Subject Matter eJournal: March 2015.
  15. SSRN's Top-10 Paper: Systemic Risk (Topic): March 2015.
  16. SSRN's Top-10 Paper: Econometrics: Mathematical Methods & Programming eJournal: March 2015.
  17. SSRN's Top-10 Paper: Econometric & Statistical Methods - Special Topics eJournal: February 2015.
  18. SSRN's Top-10 Paper: Microeconomics: Decision-Making under Risk & Uncertainty eJournal: February 2015.
  19. SSRN's Top-10 Paper: VaR Value-at-Risk (Topic): February 2015.
  20. SSRN's Top-10 Paper: ERN: Uncertainty & Risk Modeling (Topic): February 2015.
  21. SSRN's Top-10 Paper: ERN: Econometric & Statistical Methods (Topic): February 2015.
  22. SSRN's Top-10 Paper: Computational Techniques (Topic): February 2015.
  23. SSRN's Top-10 Paper: OPER: Analytical (Topic): February 2015.
  24. SSRN's Top-10 Paper: ERN: Mathematical Methods & Programming (Topic): February 2015.
  25. SSRN's Top-10 Paper: Stochastic Models eJournal: February 2015
  26. SSRN's Top-10 Paper: Econometric Modeling: Capital Markets - Risk eJournal: January 2015.
  27. SSRN's Top-10 Paper: Microeconomics: Decision-Making under Risk & Uncertainty eJournal: January 2015.
  28. SSRN's Top-10 Paper: Uncertainty & Risk Modeling (Topic): January 2015.
  29. SSRN's Top-10 Paper: VaR Value-at-Risk (Topic): January 2015.

Princeton University Invited FinTech Research Presentation on Model Risk Management
Pioneering the FinTech Future of Global Cyber Finance and Cyber Risk Insurance

'"It is this "true" uncertainty, and not risk, as has been argued, which forms the basis of a valid theory of profit and accounts for the divergence between actual and theoretical competition... It is a world of change in which we live, and a world of uncertainty...If we are to understand the workings of the economic system we must examine the meaning and significance of uncertainty; and to this end some inquiry into the nature and function of knowledge itself is necessary."
-- Frank H. Knight
Risk, Uncertainty, and Profit

(Boston, MA: Hart, Schaffner & Marx; Houghton Mifflin Co), 1921.

Risk, Uncertainty, and Profit: Frank Knight
(Boston, MA: Hart, Schaffner & Marx; Houghton Mifflin Co), 1921.

2015 Princeton Quant Trading Conference
'Knight Reconsidered':
Risk, Uncertainty, and, Profit for the Cyber Era: Model Risk Management of Cyber Insurance Models using Quantitative Finance and Advanced Analytics

(Global Risk Management Network, LLC, 2015).

Top Wall Street Banks' Model Risk Management Beyond VaR for Extreme Risks
FinTech Technical Expert to Top MDs Team for World's Largest Investment Bank

Cryptanalytic Algorithms and Quantum ComputingBeyond 'Bayesian vs. VaR' Dilemma to Empirical Model Risk Management: How to Manage Risk (After Risk Management Has Failed).
(Global Risk Management Network, LLC, 2012, 2014)

Cryptanalytic Algorithms and Quantum Computing

Measuring & Managing Financial Risks with Improved Alternatives Beyond Value-At-Risk (VaR)
(Global Risk Management Network, LLC, 2012).

FinTech Markov Chain Monte Carlo Models and Bitcoin Block Chain Encryption Protocols

Markov Chain Monte Carlo Models, Gibbs Sampling, and, Metropolis-Hastings Algorithms

Markov Chain Monte Carlo Models,
Gibbs Sampling, and, Metropolis-Hastings Algorithms

(Global Risk Management Network, LLC, 2013).
Complex Stochastics Hi-Dimensional Statistical Analysis

Bitcoin Protocol: Model of ‘Cryptographic Proof’ Based Global Crypto-Currency & Electronic Payments System
Bitcoin Protocol: Model of 'Cryptographic Proof' Based Global Crypto-Currency & Electronic Payments System
(Global Risk Management Network, LLC, 2013).
First Report on the Bitcoin Cryptographic-Proof-of-Work

FinTech Computational Quantitative Cryptanalytic Algorithms for Cyber-Quantum Era

Cryptanalytic Algorithms and Quantum ComputingFuture of Bitcoin & Statistical Probabilistic Quantitative Methods: Interview by Hong Kong Institute of Certified Public Accountants
(Global Risk Management Network, LLC, January 20, 2014.)

Cryptanalytic Algorithms and Quantum Computing
Cryptology beyond Shannon’s Information Theory: Preparing for when the ‘Enemy Knows the System’: Beyond NSF Cryptanalytic Algorithms
(Global Risk Management Network, LLC, 2013.)

AACSB Recognizes Real Impact among Nobel Laureates such as Black-Scholes
Pioneered Anticipatory Risk Analytics Frameworks Applied by Top Investment Banks 

“There are many examples illustrating that advances in basic research have had a substantial impact on practice. Exemplars of this phenomenon can be seen in finance through academic publications on the theories of portfolio selection (Markowitz, 1952), irrelevance of capital structure (Modigliani and Miller, 1958), capital asset pricing (Sharpe, 1964), efficient markets (Fama, 1965 and 1970), option pricing (Black and Scholes, 1973), and agency theory (Jensen and Meckling, 1976). All are well-known for their substantial impact on both theory and practice. In information systems, the research of Malhotra (Malhotra, 2004) has helped companies to understand why knowledge management systems fail...



Cryptanalytic Algorithms and Quantum Computing

“The new business model of the Information Age, however, is marked by fundamental, not incremental, change. Businesses can't plan long-term; instead, they must shift to a more flexible "anticipation-of-surprise" model.”
-- Yogesh Malhotra in CIO Magazine interview, Sep. 15, 1999.


Leading Global Enterprise Risk Management and Model Risk Management Practices

"The future is moving so quickly that you can’t anticipate it… We have put a tremendous emphasis on quick response instead of planning. We will continue to be surprised, but we won't be surprised that we are surprised. We will anticipate the surprise."
20-Years of the Model Risk Management Program
  “The new business model of the Information Age, however, is marked by fundamental, not incremental, change. Businesses can't plan long-term; instead, they must shift to a more flexible "anticipation-of-surprise" model.”
-- Yogesh Malhotra in CIO Magazine interview, Sep. 15, 1999.
[A Decade Later... Wall Street CEO, CFOs, & CROs know so... ]
Model Risk Management Program


Global-National Expert Panels of Computer Scientists & Quantitative Economists
Global-National Thought Leader for UN, NSF, US & World Governments & Parliaments

National Science Foundation  IBM

  USA Federal Government
US Dept. of Veteran Affairs

Government and Cabinet Of Mexico

United Nations

Government and Cabinet Of Netherlands

Nation of South Korea
Maeil Business TV

TiE Silicon Valley  Accenture
Intel  Philips
British Telecom  Institute for Supply Management
The Conference Board


Digital Transformation Research in Global Business & Technology Press

CIO Magazine
CIO Insight
Wall Street Journal

Digital Transformation Ventures in Global Business & Technology Press

Media Coverage Media Coverage

Digital Transformation Venture Clients, Patrons, & Subscribers

A sample of our corporate and organizational clients, patrons, and users is listed below:

FinTech Firms: Goldman Sachs, Google, HP, IBM, Intel, Microsoft, Ogilvy, Wells Fargo

Consulting Firms: Accenture, Ernst & Young, McKinsey, PricewaterhouseCoopers

World Governments: Australia, Canada, European Union, United Kingdom, United States

U.S. Defense: AFRL, Air Force, Army, CCRP, Comptroller, DISA, DoD, NASA, Navy, RAND

World Defense: Australia (Air Force), Canada (Defence R&D), UK (Ministry of Defence)

Business Schools: Harvard, MIT, Princeton, Stanford, UC Berkeley, Wharton


"Founder Yogesh Malhotra says his vision is to fill the gaps between business and technology, data and knowledge, and, theory and practice..."
Dr. Yogesh Malhotra in Fortune


Cyber Transformation Practices Guiding US DoD Commanders & CxOs
("Obsolete what you know before others obsolete it..."
- Dr. Yogesh Malhotra in Inc. Interview)

United States Army United States Navy United States Air Force United States Marine Corps AFRL
"If you spend some time at [the digital research lab] founded by Dr. Malhotra youwill be blessed by some of the world's most astute thinking on the nature of knowledge and its value." 
- U.S. Army Knowledge Symposium, Theme: "Knowledge Dominance: Transforming the Army...from Tooth to Tail", US Department of Defense, United States Army.

"There are many definitions of knowledge management. It has been described as "a systematic process for capturing and communicating knowledge people can use." Others have said it is "understanding what your knowledge assets are and how to profit from them." Or the flip side of that: "to obsolete what you know before others obsolete it." (Malhotra) "
- U.S. Department of Defense, Office of the Under Secretary of Defense (Comptroller)

"KM is obsoleting what you know before others obsolete it and profit by creating the challenges and opportunities others haven't even thought about -- Dr. Yogesh Malhotra, in Inc. Technology Interview"
- U.S. Defense Information Systems Agency Interoperability Directorate


Top-3 Most Influential Scholars-Practitioners
in Knowledge Management
(Ranked in Drexel University Global Survey of IS Practice)

Vision Korea Campaign Keynotes
Dr. Yogesh Malhotra among other 'Vision Korea' National Campaign Keynote Speakers in Vision Korea National Campaign (2000): Dr.Charles Lucier of Booz Allen Hamilton, Dr.David Snowden of IBM, Dr.Robert H. Buckman of Buckman Labs, Dr.Hubert Saint-Onge of Canadian Imperial Bank of Commerce, Professor Dr.Ikujiro Nonaka of Hitotsubashi University


Pioneered Knowledge Management Digital Transformation Practices
Led Global Virtual Team of 200-PhD Experts & CxOs to Publish Pioneering Research

Published in 2000
Published in 2001

Journal Articles & Reports 1993-Present

Published independent Study paper on computer graphics image compression standards for hypermedia computing technologies, the precursor of WWW, on MBA graduate research fellowship with B2B pioneer and full tuition scholarship in 1993.


Developed Top Digital Research Site, Search Engine, & Social Network

Top-Ranked Digital Research Site: Computerworld Best Web Site Award

Top-3 Search Engine: Carnegie Mellon University Industry.Net National Awards

Top-10 Social Network: Popular Rankings after LinkedIn

Led Global Virtual Community of Practice of 130,000+ to Pioneer Digital Transformation Practices
Millions of worldwide users included Global-2000 Corporations and G-20 World Governments.


Top-3 Search Engines Ranked in the Carnegie Mellon University: National Industry.Net Awards

Top of Page

Global Risk Management Network: 'Your Survival Network for The Brave New World Of Business'tm

Global RISK Management Network | Help & FAQs

Terms of Use | Privacy | © Copyrights 2012
Global Risk Management Network, LLC, Cornell Business and Technology Park, Ithaca, NY 14852-4892, U.S.A.